New Applicant Screening

Protect Against Fraud & Account Abuse with New Applicant Screening

You want to welcome new account holders. But you don't want to take on any added risk.

Deluxe Detect^®

New applicant screening with Deluxe Detect, can help you mitigate that risk. During the account opening process, you can go beyond simply verifying identity - you can compare a person's identity against a database of individuals with a history of fraud or account abuse. But what really makes Deluxe Detect special is a stronger commitment to data integrity and a revenue-sharing model that rewards your financial institution when your data helps others.

With Deluxe Detect, you can:

• Configure for your business logic - Define the level of risk you are willing to accept and tailor the right decision and response strategy
• Access many data sources - Verify identities with more precision; Deluxe Detect connects to a wide variety of public and proprietary data sources such as Social Security Administration files, driver's license records and Office of Foreign Assets Control (OFAC)
• Share abuse and fraud data - Prevent repeat offenders as you match with records where applicants have initiated a loss or had an account closed for cause
• Increase revenue - Enjoy a portion of the match fee for contributing your valuable data
• Decide now - Access real-time customizable decision responses